Pizza Delivery Insurance: The Danger Of Pizza

Lisa Goth Uncategorized

It’s not the unhealthy ingredients, but the number of accidents surrounding the delivery of pizza. Domino’s, Pappa John’s, and Jets, along with DoorDash, Grubhub, and UberEats, are all rushing to get you a hot pie smothered in tomato sauce and dripping with cheese. These delivery establishments are all vying for five-star reviews, and repeat business, which is the perfect recipe for increased delivery driver accidents. To protect yourself and your vehicle you should consider pizza delivery insurance coverage.

Driver-sales workers rank 7th on the U.S. Bureau of Labor Statistics’ list of most dangerous jobs.  Restaurant and delivery services pressure their drivers to be quick in order to get the order delivered fast and hot. The driver is depending upon a significant tip to cover gas, mileage, and to compensate for a meager minimum wage. This can lead to delivery drivers behaving recklessly. Add the fact that the more miles one drives, the more likely they’ll be involved in an accident. Food delivery drivers register a lot of miles, often at night, on unfamiliar roads, and in hazardous weather conditions. All of these factors increase liability concerns.

How can you protect yourself, your business, your employees, and your clients?

Personal auto policies may not cover losses that occur while using a vehicle to deliver for a fee. As a pizza or restaurant owner your business could be held liable if one of your drivers causes an accident and doesn’t have the appropriate insurance.

Hired and non-owned auto liability coverage provides insurance for pizza and restaurant establishments that offer food delivery services. Charles Leach is your solution in obtaining this hard-to-get coverage to protect every piece of your businesses’ pie. Contact us today at 1-888-275-3224.