Charles Leach Agency

The answer to that question really depends on what how you want to be covered on your auto policy for the ability to sue a negligent party. Either coverage is fine on an auto policy. Let’s look at the difference between the two. First, let’s talk about full tort. Full tort coverage gives you unrestricted rights to bring a suit ...

When you auto policy renewal in the mail, I’m sure you look at it and think to yourself, “What am I even paying for?” One coverage you’ll see is called Property Damage. Why do you need property damage on your auto policy? Property Damage coverage on an auto policy is coverage for someone else’s property that you may damage in ...

In most cases when people purchase auto insurance they purchase whatever their agent tells them is sufficient. Most of the time an insured doesn’t know what they need or why they have certain coverages on their policy. Generally, the dollar amount of the policy is what speaks to them the most. You may think you won’t ever use those elective ...