There are many types of life insurance to suit your needs.  The Leach Agency can help you decide which type you may need with many different companies to quote with.  Here are a couple quick distinctions:

  • Permanent insurance can provide you with a level premium that stays in place for the life of the individual as long as the premium is paid. Whole Life and Universal Life are two main varieties. The younger an individual is when they purchase this type of insurance, the lower the premium is that they can lock in for life.
  • Temporary or term insurance is much lower cost. You can select term limits anywhere from 10 years up to 30 years. You can usually get higher amounts of insurance for your premiums with term policies. These types of policies also work well to insure home mortgages and auto loans.

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